Zero Obligation Free Quote on Title Loans

Get a Free Title Loan Quote: Zero Obligation

You can get a free title loan quote with zero obligation as soon as you submit our simple online application. Dayton Title Loans has made the application and approval process as easy as pie. All we need is your contact and vehicle information. Within minutes, we will send you a free quote, so you will know where you stand from the very beginning. Car title loans are a great way to get quick cash without all the hassles of a traditional loan. You will not need to stand in a long line and manually fill out a pile of paperwork. Instead, apply from the comfort of your own home and pick up your cash within a matter of hours.

Three steps to cash:

  • Enter your contact and car information to get your free, zero obligation quote
  • Speak with a title loan specialist and finalize the details
  • Get your cash from a convenient location

To find out how much you qualify for, we encourage you to apply online now. Hundreds of Dayton residents just like you have already taken advantage of this fast cash option, so get started today.

No Credit Check

If you want to get a loan with no credit check, you have come to the right place. Car title loans are based on vehicle value, so your credit score is not considered. Your free quote will be based on the current market value of your car. You can be approved with good, bad, or nonexistent credit. If you have bankruptcy on file, there’s no need to worry. You can still be approved! The lack of a credit check allows us to get you your money faster than ever. Say goodbye to waiting around and twiddling your thumbs. No credit check loans are a great way to get a free quote and money in a hurry.

Cash in 48 Hours or Less

Many of our Dayton customers are simply amazed at how quickly we can provide cash. We have partnered with the best lenders in Ohio, so we can instantly access our database and identify the perfect loan package for you. Once you have picked up your cash, you can use it as you see fit. We value your privacy, so we will never ask you what your loan is for. In addition, we never share your personal information with outside parties. After reviewing your free, no obligation quote, you will design a personalized payment plan with one of our specialists. Most of our lenders allow you to take as long as 42 months to pay and never charge prepayment penalties. From start to finish, the auto title loan process can take as little as 48 hours. There’s no time like the present, so apply online and get your zero obligation free quote on title loans today.

Payoff Winter’s Debt and Enjoy Spring: Get a No Credit Check Loan

Pay off Winter’s Debt

If you are sick and tired of subzero temperatures, snow, and freezing rain, we have good news! Spring is just around the corner! As people and animals come out of hibernation and flowers start to bloom, spring is synonymous with new beginnings. Spring is also a great time to get your finances in order. If you’re like many of us at Dayton Title Loans, you probably spent quite a bit of time avoiding the brutal weather and spending time indoors. If that indoor time was spent at a mall, your bank account may be looking pretty measly these days. In addition to shopping excursions, perhaps you had to winterize your car or even pay for a new heater for your home. After all, the harsh weather doesn’t only take a toll on us – our homes and cars take a beating when the temperature dips below freezing. Now that spring is in sight, it is time to take stock of your finances, pay off your debts, and look forward to the warmer days ahead.

Get a Title Loan and Enjoy Spring

For many who have piled up debt during the winter months, it is important to find a way to pay your bills as quickly and easily as possible. Many people try to take out a loan from a bank or credit union, but a low or nonexistent credit score can immediately disqualify you. There’s no need to worry, because there are alternative borrowing methods that do not require a credit check – namely, car title loans. As long as you have full ownership of your vehicle and the lien-free title in your name, you can be approved in an instant. The absence of a credit check means you can get your money faster than ever.

How to apply for a title loan in Ohio:

  • Submit the online application on this page and review your free quote
  • Speak with a title loan expert and iron out the details
  • Get your cash from a convenient location near you

Our loan representatives are on call 24 hours a day, 7 days a week, so there is never a bad time to get in touch. If you need help, do not hesitate to give us a call. Also, with hundreds of locations scattered throughout Ohio, you can get your cash without traveling a far distance.

Get a Free Quote Today

To get a free quote today, submit the form on the side of this page. Your car details will be used to determine its current market value and we will use your contact information to give you a call. Once you have reviewed your quote, you will be connected with a loan specialist. He or she will explain your options and point you in the right direction. We offer competitive interest rates and flexible payment plans, so you can customize your loan to fit your individual situation. If you are ready to find out how a title loan can help you pay off winter’s debt and enjoy spring, apply online right now. When you get a title loan in Dayton, you don’t just get quick cash – you get a new beginning.

5 Reasons the Bank is Not Your Friend

Many people immediately turn to a bank when they need to get a loan. However, getting a traditional loan can be a downright frustrating process. When you need quick cash, the last thing you want to do is deal with a mountain of paperwork or a laundry list of requirements. Frankly, banks do not care about your timeline – they work at their own pace. If you are looking for a way to get fast cash, you are better off applying for an online loan. By doing so, you can get your money in a day’s time and will not need to disclose every detail of your financial history. Read below to discover more reasons why the bank is not your friend.

Banks can complicate the loan process in several ways, including:

  • Lack of flexibility – Financial institutions are not concerned whether you have an urgent medical bill or home repair to address. They have a predetermined set of terms and conditions, so they rarely customize your loan. In addition, many banks do not give you the ability to pay at your own pace or even design your own payment plan. They believe loans can be “one size fits all,” but that is simply unrealistic.
  • Credit checks – Many prospective borrowers are immediately turned away due to poor credit. Banks perform credit checks in order to assess the risk of lending you money. If the risk is too high, your request will be denied. When you apply for a traditional loan, bank personnel examine your financial history with a fine-toothed comb. In other words, if you have poor or nonexistent credit, the bank is not your friend.
  • Tedious paperwork – Applying online for a loan takes a matter of minutes. In contrast, applying for a loan at a bank requires you to fill out a stack of tedious paperwork. Before you are eligible to borrow money, the bank wants to know specific details regarding your financial history. When you are in a pinch, you simply do not have the time to complete such a complicated process.
  • Long lines – It always seems as if everyone shows up at the bank at the same time. If you are experiencing a monetary shortfall, the last thing you want to do is wait in a long line, because you clearly need to deal with more pressing matters! Avoiding the bank also means you can avoid other patrons. An online loan application allows you to submit your information from any computer, tablet, or smart phone. You can complete the process on your own time – whether you’re at home or on the go.
  • Unpredictable interest rates – Bank loans are often accompanied by unpredictable interest rates. You can travel from one bank to another and receive completely different rates. This type of inconsistency can lead to feelings of dread – how do you know you’re getting the best possible deal? In this day and age, fluctuating interest rates are simply unavoidable, but they represent yet another reason why getting a loan from a bank is an arduous process.

5 Myths about Car Title Lending

There are many myths about car title lending, but we are here to set the record straight. From sky high interest rates to inflexible payment plans, we have heard it all! However, as you have probably learned from an early age, don’t believe everything you hear. Allow us to debunk some of the most common title loan misconceptions.

Title loans require a credit check – A credit check is a major part of almost every loan option, but not title loans. The absence of a credit check means you can be approved with good, bad, or nonexistent credit. The approval process for car title loans is lightning fast. You can apply today and collect your cash within as little as 24 hours. If your credit score has held you back from getting the money you need, take advantage of a bad credit title loan today.

Title lenders keep your car – This is probably the biggest misconception when it comes to car title loans. Many people are worried that they will need to relinquish control of their auto and will not be able to drive. In reality, the opposite is true. You will be asked to temporarily hand over your title as collateral, but not your car. You can continue to get to and from important destinations while you pay off your title loan. Once you have paid in full, your title will be returned.

Auto title loan repayment plans are inflexible – If you think your auto title loan repayment plan will be inflexible, think again! A majority of title lenders allow you to take as long as 42 months to pay, so you should have plenty of time to find your financial footing. If money is particularly tight one month and you need to adjust your schedule, lenders are usually willing to work with you. In addition, there are no prepayment penalties. You can pay ahead of schedule without worrying about any negative consequences.

Car title loans have high interest rates – Interest rates are important when it comes to any type of borrowing option. Although some title loan companies have adopted predatory lending methods, we set ourselves apart by offering the lowest interest rates in the industry. In fact, we will match any competitors’ rate. A car title loan should be a helpful tool – not an additional financial burden. Your monthly payments will align with your current abilities.

You must fill out an extensive application to get a title loan – No one enjoys filling out a stack of paperwork and undergoing a financial examination. When you apply for a title loan, you can do so from the comfort of your own home. The online nature of our business allows you to submit your contact and car information via the form on our website. You will immediately receive a free quote and be contacted by a car title loan specialist. He or she will finalize the remaining details and connect you with a trusted lender in your area. You can collect your cash in hours and drive off in the very same vehicle you used to get your loan.

Polar Vortex Driving Utility Bills Up?

Frigid temperatures brought on by the recent polar vortex have left people across the country shivering, buried under several feet of snow, and wondering how they will pay their sky high utility bills. As you are well aware, living in Ohio in the winter presents many challenges. In order to keep warm, your heater is probably working overtime. Read the rest of this entry »

Get Cash Fast with an Auto Title Loan

You can get cash fast with an auto title loan and drive away with a smile on your face. If you have been struggling to make ends meet and need a way to obtain quick financial relief, you can use your title to finance a loan in no time. So many people turn to title loans in Dayton, Ohio, because they are a quick and easy way to get money in a pinch. If you need to pay for a home repair or last-minute airfare, why not turn your title into cash?

In today’s sluggish economy, many people have been stretched too thin. If you are unemployed or underemployed, it may be impossible to afford your monthly bills and still have money left over for emergencies. That’s where we come in. We provide quick cash for life’s most unpredictable moments. No one knows what the future will hold, so it is important to have a reliable loan option to fall back on.

Once you apply for a title loan, you will be sent a complimentary estimate. When it comes to your money, you have the right to be informed every step of the way. We never want you to feel left in the dark or confused. Along with a free estimate, you can be approved regardless of your credit score. That’s right; we do not perform credit checks. Having no credit or bad credit will not stand in your way any longer.  Auto title loans will give you the tools to succeed and address any type of last-minute expense.

Don’t waste your time by driving from lender to lender. We have already done the legwork for you. Since we have partnered with the best lenders in the state of Ohio, we guarantee the lowest interest rates, the most flexible repayment plans, and the easiest approval process. From start to finish, one of our loan experts will guide you through the necessary steps and answer any questions you may have.

The perks of getting a title loan include:

  • No credit check – receive a pre-approval estimate with bad credit or no credit
  • Payment plans as long as 42 months
  • You can keep your car while you pay off your title loan
  • Drive away with thousands of dollars in a matter of hours

Don’t delay! Once you make the first move, you can get cash fast and take care of your financial responsibilities for good. Title loans in Dayton, Ohio are unparalleled, so get in touch today and discover how we can help you.

Don’t Disappoint Your Valentine: Get a Car Title Loan

Valentine’s Day is quickly approaching. While stores are being stocked with all things red and pink, you may be scrambling to plan the perfect celebration for your loved one. With a limited budget, you are wondering how you will make the night as memorable as possible. You want to show your girlfriend a good time, but you are struggling to simply afford your monthly bills. Unfortunately, it seems as if additional expenses are out of the question. You have been racking your brain to figure out a way to get your hands on some extra cash. Luckily, you happen upon title loans in Dayton. You quickly let out a sigh of relief, because February 14th won’t be a bust after all!

When it comes to getting cash fast, nothing beats title loans. For over a decade, we have been serving the good people of Dayton and beyond. Within a matter of hours, you can drive away with a fatter wallet and a smile on your face. Title loans are no credit check, so you can be approved regardless of your score. The absence of this requirement means your money can be accessed without subjecting yourself to the hassles of a traditional loan. Cash in 48 hours is not a myth – a no credit check title loan can make it happen.
If you want your Valentine’s Day to be one for the ages, it is important to prepare ahead of time and make sure you have the necessary funds. Of course money can’t buy love, but it is nice to show that special someone how much they mean to you. In addition to a speedy approval process, you will receive some of the most attractive title loan interest rates in the industry. Your payment plan can be customized to suit your needs, so you will have plenty of time to get your finances in order.

How to apply for a bad credit loan:

• Submit the easy application on this page and review your free quote
• Speak with a car title loan representative and iron out the remaining details
• Collect your cash from a lender in your neighborhood
You deserve the opportunity to obtain quick financial relief, as well as have a memorable Valentine’s Day. If you are short on cash, but want to show your loved one just how much you care, title loans in Dayton will save the day.

Take a Winter Vacation: Car Title Loans

If you are sick and tired of the frigid temperatures in Dayton, Ohio, you are probably dreaming about escaping to a tropical destination. When the temperature dips below zero and your car closely resembles an icicle on wheels, you know it’s time to get away. Imagine yourself lying on the warm, sandy beach with a cool drink in your hand and not a care in the world. The palm trees gently sway in the wind and you feel the hot sun warm your face. But how can you afford a last-minute vacation if you are struggling to pay your bills on time? Car title loans in Dayton to the rescue! You can use your title as collateral and receive a loan in as little as 24 hours. There are no hoops to jump through and no red tape to contend with, so the application process is incredibly easy. Once you fill out the single form from any computer or smart phone, you will receive a free pre-approval quote and be one step closer to your dream getaway.

These are the three easy steps to getting the cash you crave:

  • Submit the online application and review your free title loan estimate
  • Speak with a specialist to finalize the remaining details
  • Collect your cash from a convenient location within Ohio

Short Term Loans with Flexible Repayment

Title loans are short term loans with flexible repayment schedules. There is no need to worry – you won’t need to repay your loan as quickly as you received it. In fact, a majority of our lenders allow you to take as long as 42 months. You will have plenty of time to make your monthly payments once you return from your enviable vacation. We can customize your schedule to fit your needs, so you will be able to pay your loan in full without facing a financial burden. When you get cash for your title, you will also receive the lowest interest rates around. We do everything in our power to accommodate our valued customers, because our title loans are not “one size fits all.”

Title Loans are Ideal for People with Bad Credit

Title loans are ideal for people with bad credit, because a credit check is not required! Yes, you read that correctly. Bad credit, good credit, no credit – we accept it all! We can even help you finance your dream vacation if you have bankruptcy on file. The absence of a credit check means you can access your cash faster than ever. When you apply at a bank, you frequently need to wait for days for your paperwork to be processed. Bad credit title loans can be funded in a matter of hours – the perfect amount of time to find last-minute airfare at a great price! If you are ready to escape Mother Nature and find bliss in the tropics, use the funds from a no credit check loan to finance a vacation.

Melt Away Your Winter Blues With a Title Loan

Winter can be a particularly brutal time of year. When temperatures begin to dip into the single digits and snow blankets the ground, it can be difficult to muster the motivation to get out of bed – let alone do anything else.

However, the holiday season occurs during winter, so there are presents to buy, New Year’s Eve plans to make, and maybe even a tropical vacation to plan. All of these wintry events are full of magic and excitement, but they can also cause your bank account to suffer.

To make matters worse, many people take time off from work during the holidays. If you are using unpaid vacation days, a lack of income can make it difficult to afford any type of additional expense.

How can you participate in fun wintertime activities without digging yourself into a financial sinkhole? The answer is quite simple. Take out a car title loan in Dayton!

car title loans online

Get through the holiday season with a car title loan from Dayton Title Loans.

Cash for Title Loans in Ohio

Over the past decade, cash for title loans has become an increasingly popular borrowing option for Ohio residents. Since you can be approved with no credit check, there is no need to wait around for your paperwork to be processed. You can be approved and collect your money within a matter of hours.

Title loans online only require a quick application. You can complete the form within a minute and instantly receive a pre-approval estimate. From the very beginning, you will have an idea of where you stand.

An auto title loan is a great way to get money immediately and avoid the hassles at a bank or credit union. Forget the long lines and mountain of paperwork – you can apply from the comfort of your own home.

  1. Submit the online title loans application at your earliest convenience
  2. Speak with a loan specialist and finalize the remaining details
  3. Travel to a store in your area and collect your cash

Many people have already used their title loan funds to cover a Christmas shopping expedition or airfare for an island getaway. If you need to supplement your income this winter, do not hesitate to give us a call and speak with one of our knowledgeable representatives.

With the help of a bad credit title loan online, you can be lying on the beach and sipping a fruity drink in no time. Start planning your winter fun today!

Cash Loans for Black Friday – Why It’s a Good Idea

Using a Car Title Loan for Black Friday

car title loans dayton, black friday

Get a car title loan to help finance Black Friday and holiday shopping.

Using a car title loan for Black Friday is a wise decision. Each year, the day after Thanksgiving marks the unofficial start to the holiday shopping frenzy. Retailers entice shoppers by offering deep discounts and unprecedented promotions. Some big-ticket items, such as electronics or furniture, can be purchased at a fraction of the retail price.

If you are short on cash and struggling to make ends meet, there is no need to panic. You can finance your shopping spree by using your car title as collateral for a loan. You will be able to collect your cash in a matter of hours.

This borrowing opportunity is a perfect way to make the holiday season a little brighter. You can buy your child the toy of her dreams or present your significant other with a gift he or she will truly cherish.

The best part is that you can put a smile on the face of your loved ones without sacrificing on your end. A holiday shopping loan can be achieved with a minimal amount of effort.

How Do Car Title Loans Work?

It is easy to understand how Dayton car title loans work, because the process is simplified into three easy steps. To begin, you must complete an online application. You will be asked to provide basic contact and vehicle information.

You will be presented with a complimentary pre-approval estimate based on this information. In the past, borrowers have been approved for up to $50,000!

A customer service representative will be in touch to discuss your options and the available loan terms. Once the details have been finalized and your loan has been funded, you will be directed toward the nearest lender.

You can travel to a location near you and collect your cash within as little as 24 hours. When time is of the essence, a title loan is the ideal solution.

Your title will be returned once your loan has been paid in full. You can continue to drive your auto, so your freedom of mobility will never be compromised. A title loan will not impact your day-to-day responsibilities.

Getting a Black Friday loan is as easy as 1-2-3:

  1. To receive your free pre-approval estimate, submit the Dayton car title loans online application at your earliest convenience.
  2. Speak with a title loan specialist to finalize the details and design a flexible repayment plan.
  3. Collect your holiday shopping loan at a convenient location. If you prefer, your cash can be directly deposited into your bank account.

Keep Cash Flow Steady During the Holidays

Not surprisingly, if you are living paycheck to paycheck, it will be difficult to keep cash flow steady during the holidays. This time of year is filled with festivity and jubilation, but it can also cause your bank account to take a major hit.

You can avoid this type of financial pitfall by planning ahead and understanding your options. A Black Friday loan can give you the boost you need. You will not need to undergo a credit check, so you can be approved with poor or nonexistent credit.

In this day and age, a loan option that is not based largely on your credit score is virtually unheard of. We pride ourselves on helping all residents of Ohio – regardless of their financial history.

If you take control of your money now, you will be able to enjoy the holidays and ring in the New Year on the right foot. Apply for a title loan today and start scouring those Black Friday ads for the best deals!